Top 5 credit cards with no foreign transaction fees

International travel is a blast, but foreign transaction fees can put a damper on things. These fees, typically ranging from 1% to 3% of every purchase, can add up rather quickly. For example, a $500 hotel reservation could attract an additional $15 in fees. To avoid this, savvy travelers use credit cards with no foreign transaction fees. Credit cards with no foreign transactions help you save money with every purchase when traveling abroad.

Credit cards with no international transaction fees are great for frequent travelers. Besides not charging extra fees, the cards offer some added benefits like cashback, miles, and travel protections. You may earn points toward your next vacation when you make purchases abroad. These cards are even safer than carrying travelers’ checks or huge amounts of cash. They’re also far more convenient to book flights or hotels with. Let’s quickly review some of the best credit cards with no foreign transaction fees.

Top 5 credit cards with no foreign transaction fees 

1. Discover it® Cash Back

The Discover it® Cash Back card is for the reward lover. You can get 5% cash back on various categories like travel, dining, and groceries and 1% on everything else. There’s no foreign transaction fee, so shop abroad with no extra costs.

With no annual fee, this card isn’t really expensive to use daily. In addition, Discover will match all the cash back at the end of your first year, doubling your rewards. Discover cards are widely accepted in many countries. You can use this card for almost anything from train tickets, meals or local tours.

2. United Gateway℠ Card

Frequent flyers love the United Gateway℠ Card. This card has no foreign transaction fees, and you earn 2x miles on United Airlines flights, gas stations, and transit. Miles can be redeemed for free flights, upgrades, and more.

There is no annual fee, which would make this credit card an absolute favorite for any traveler on a tight budget. For instance, you may go to Europe and save money for other trips with all the miles. Given all the fee-free purchases, your Europe trip would be hassle-free. This card also gives you peace of mind through features like trip cancellation and interruption insurance.

3. IHG One Rewards Traveler Credit Card

The IHG One Rewards Traveler Credit Card is another non-foreign transaction fee credit card. This card is perfect for travelers who stay at IHG hotels, such as InterContinental and Holiday Inn. You can earn 15 points per dollar spent at these properties and 3 points on dining, groceries, and gas.

 This card carries zero annual fees, so you won’t have to worry about that. Use it to book stays in luxury hotels and earn rewards whenever you travel. From a beachfront resort to a city hotel, this card makes your stay rewarding and cost-effective.

 4. Capital One Quicksilver Cash Rewards Credit Card 

The Capital One Quicksilver Cash Rewards Credit Card is simple and efficient. For every dollar you spend anywhere in the world, you earn a 1.5% cashback. This international credit card doesn’t attract a foreign transaction fee. That means you can buy whatever you want, everywhere you want, without extra cost.

There is no annual fee, which makes this international credit card excellent for everyday use.  This card is perfect for the traveler who demands straightforward rewards. You can use the card for anything from dining in Rome to souvenir shopping in Bangkok.

5. U.S. Bank Altitude® Connect Visa Signature® Card

The U.S. Bank Altitude® Connect Visa Signature® Card comes with many attractive rewards. You get  4x Points on travel and gas and 2x points on dining and streaming, with no foreign transaction fees. This makes it perfect for the modern-day traveler who expects flexibility, together with a sprinkle of perks.

As with many Visa credit cards with no foreign transaction fees, you can expect a small annual fee with the U.S. Bank Altitude® Connect Visa Signature® Card.  The company charges a yearly fee of $95, but you can offset that with the card’s high rewards.  The card comes with visa benefits such as travel protection and purchase security in a foreign country. Max your points for flights, hotels, and even Netflix subscriptions to make the most of this card.

Conclusion

No foreign transaction fee credit cards are heaven-sent for international travelers. With these cards, you can avoid surprise charges, earn rewards, and make the most of your travels. Always pay in local currency, notify your bank before leaving, and choose a card that best suits your lifestyle. A good international credit card makes every trip much easier and more enjoyable.